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Private

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Commercial

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  1. Third Party Only - This is the legal minimum cover that can be offered and coverage provides protection against:
    1. Death and/or bodily injury to any persons other than your employees and/or members of your own family
    2. Damage to Third Party property arising out of or caused by use of the motor vehicle/motor cycles

  2. Third Party, Fire and Theft - Coverage includes Third Party Risk only PLUS coverage for damage to your motor vehicle/motor cycles arising out of or caused by fire, external explosion, self-ignition, lightning, burglary or theft.

  3. Comprehensive - Third Party, Fire and Theft PLUS covers loss or damage to motor vehicle/motor cycles caused by or arising out of accidental collision or, overturning, or collision or overturning consequent upon mechanical breakdown, wear or tear, special perils and Riot, Strike and Civil Commotion.