Provides protection to homeowners/householders against loss or damage to the private dwellings/buildings, household goods and personal belongings against fire, theft, riot and strike, malicious damage, floods, explosion, lightning and thunderbolt.
Buildings are covered against loss resulting from fire, lightning, earthquake, storm, flood, burglary, accidental impact on the building, bursting or overflowing of water tanks, escape of water from storage facilities, falling trees, riot and strike, explosion from domestic gas cylinders, impact from aircrafts and other aerial devices.
Provides protection for domestic workers (cleaners/house help, gardeners, watchmen/guards, cooks, drivers) against accidental death or bodily injury whilst in the course of their work duties including medical expenses and funeral expenses
Compensates the home/property owner against legal liability and pays compensation in respect of;
Compensates the home occupier/tenant against legal liability and pays compensation in respect of;