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Personal Medical Covers

  1. Inpatient Cover: provides for medical treatment or procedure that requires for admission (for at least one night) to the hospital, primarily so that one can be closely monitored during the procedure and afterwards, during recovery. The covers incudes : -
    • Hospitalization charges, medical procedures and drugs
    • Pre-existing and chronic conditions cover.
    • Maternity cover.
    • Congenital conditions cover.
    • Psychiatry / psychotherapy cover.
    • Emergency air evacuation and road ambulance services.
    • Ophthalmologic surgery.
    • Dental surgery.
    • Post-hospitalization and rehabilitation expenses.
    • Prescribed external aids cover

  2. Outpatient Cover: provides for medical treatment or procedure that does not require hospital admission and may also be performed outside the premises of a hospital. The covers incudes : -
    • GP Consultation.
    • Specialist Consultation.
    • Prescribed drugs and dressings.
    • Routine immunizations
    • Diagnostic laboratory and radiology services.
    • Routine antenatal check-ups.

    Health Insurance MUST at least consist of Inpatient Cover. Outpatient Covers (including Dental, Optical and Maternity) are optional.